See yourself at Radian? We see you here too.

At Radian, we see you. For the person you are and the potential you hold. That’s why we’ve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best – and at Radian, we’ll give you our best right back.

Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you’re excited about this role but your experience or education level doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.

See Yourself as a Data Scientist I, MIRS

The Data Scientist I, MIRS primary functions will be data modeling and analysis, analytical framework development and the estimation and validation of credit models. This role requires the use of financial, statistical and econometric methods within a structural modeling framework while leveraging cloud computing solutions.

See Your Primary Duties and Responsibilities

• Programming in support of model estimation, implementation, monitoring, and back testing.

• Development and maintenance of cloud-based modeling frameworks. Analysis of standard reporting and model performance. Delinquency, default, prepayment, claim severity model estimation and design. Model development and methodology research.

• Creation of analytical presentations and communication of strategic business findings to management.

• Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary.

• Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary.

• Perform other duties as assigned or apparent.

See the Job Specifications

Your Knowledge:

• Expert understanding of mortgage delinquency, default, prepayment, and loss given default modeling. Expert mathematical, statistical, and econometric understanding.

• Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment.

• Expert in SAS, R, Python for data analysis and modeling.

• C++ experience strongly preferred.

• Experience leveraging AWS based applications and resources (EC2, EMR, S3, Lambda, Jupyter Notebook, Zeppelin, Spark) is desirable.

• Strong understanding of financial analysis of structured mortgage products.

Your Skills and Abilities:

• Strong work ethic and independent problem-solving capabilities.

• High level of motivation and intellectual curiosity.

• Able to work in a team environment.

• Ability to research and define new analytical methods.

• Ability to communicate effectively and present results.

Your Education, Certifications and Prior Work-Related Experience:

• Degree Requirement: Bachelor's Degree or Equivalent Experience

• Degree Preferred: Master's Degree or Equivalent Experience

• Certifications: Finance, Economics, Mathematics and/or Statistics

• Work Experience: 2 or more years of prior work-related experience

See Your Location

Radian is committed to a flexible work environment for many of our roles. This role is hybrid, based in New York City, NY and will provide you the flexibility to work both in office and at your designated *Work From Anywhere* location each week.

• Work From Anywhere is subject to Radian’s Alternative Work Policy and business needs

See Why You Should Work With Us

• Competitive Compensation: anticipated base salary from $77,500 to $124,200 based on skills and experience. This position is eligible to participate in an annual incentive program.

• Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday in support of our DEI culture. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
• Our Company Makes an Impact. We’ve been recognized by multiple organizations like Bloomberg’s Gender-Equality Index, HousingWire’s Tech 100, and The Forum of Executive Women’s Champion of Board Diversity. Radian has also pledged to PwC’s CEO Action for Diversity & Inclusion commitment.
• Comprehensive Health Benefits. Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
• Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP).
• Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
• Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page.

See More About Radian

Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.

Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our people’s potential – and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line – having an impact on communities across the country to help more people achieve the American Dream of homeownership.

We hope you’ll see yourself at Radian. See more about us at Radian.com.

Defining Roles for Radian's Future

Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.

EEO Statement

Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.

Equal Opportunity Employer Details

View the "EEO is the Law" poster [Link]. View the "EEO is the Law" Supplement [Link]. View Pay Transparency Nondiscrimination Provision [Link].

Accommodation

Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail careers@radian.com.