Senior Credit Analyst

Full Time
Weston, FL
$30 - $37 an hour
Posted Today
Job description

"#INDEED_A"

M-F - 9am-6pm

Temp to perm for right candidate

SUMMARY

The senior credit analyst performs various functions which are primarily concerned with analyzing the credit worthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business to business credit.

ESSENTIAL AREAS OF RESPONSIBILITY

  • All areas of responsibility listed below are essential to the satisfactory performance of this position by any incumbents with reasonable accommodation if necessary.
  • Any non-essential functions are assumed to be included in other related duties or assignments.
  • Responsible for evaluating current and potential customer creditworthiness.
  • Responsible for requesting, gathering and analyzing information that help justify credit limit decisions.
  • Assist with order release and work with customers to obtain payment for order release.
  • Will be responsible to process credit applications, assist with new customer setup and ensuring that affiliated accounts are setup properly.
  • Make credit recommendations to management in the event that credit limit requirements exceed delegation of authority

POSITION REQUIREMENTS
Any equivalent combination of education, training and/or experience that fulfills the requirements of the position will be considered.

Education/Certification/Experience:

  • Bachelor’s degree required.
  • Minimum of 3 years of experience underwriting credit in a business-to-business environment

Skills/Knowledge/Abilities:

  • Comprehensive knowledge Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement)
  • Solid Understanding of Risk Metrics and Financial Ratios
  • Understanding of Securitization Documents (UCCs/Letters of Credit/Notes)
  • Knowledge of JDE/SAP and AS400 preferred
  • Experience with various credit reporting agencies (D&B/Thomson Reuters)
  • Active participant in industry groups NACM/CRF/CMA
  • Strong verbal, written and presentation skills
  • Microsoft Office Suite proficiencies: Word, Excel, PowerPoint
  • Ability to work in team/cross functional environment
  • Demonstrate effective customer service skills

TRAVEL REQUIREMENTS: May be required to visit customers domestically as required to support business needs

PHYSICAL REQUIREMENTS:

  • Occasional: Sitting for extended periods of time at work station or mobile equipment.
  • Visual Acuity: Perform activities such as computer work, preparing and analyzing data, and extensive reading.

Job Types: Full-time, Contract, Temporary

Salary: $30.00 - $37.00 per hour

Schedule:

  • 8 hour shift
  • Day shift
  • Monday to Friday

Ability to commute/relocate:

  • Weston, FL: Reliably commute or planning to relocate before starting work (Required)

Education:

  • Bachelor's (Required)

Experience:

  • Credit analysis: 2 years (Required)
  • Underwriting: 2 years (Required)

Work Location: One location

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