CAREER OPPORTUNITY

JOB TITLE: Loan Officer

LOCATION: Ruston, LA

SALARY: Commensurate with Experience

Education and Experience Requirements:

Bachelor’s degree in finance, economics, business, accounting, or a related field. A minimum of 2 years or more of experience in commercial or mortgage lending or equivalent experience is preferred. The best qualified candidate will have experience operating in a lending sales environment including finding, developing, and servicing new relationships. Experience as an agricultural or commercial loan officer to include originating, coordinating, and negotiating business transactions for both long and short-term credit with an emphasis in credit extension, administration and related lending activities is a plus. The candidate should have strong analytical skills to maintain sound credit underwriting standards and evaluate and structure loan proposals.

Excellent interpersonal, public relations and communication skills are required.

Essential Functions:

Loan Officer is responsible for seeking out new business opportunities from Monroe to the Texas state line focusing on borrowers who reside or are headquartered in Bienville, Claiborne, Jackson, Lincoln, Quachita, Union, Webster, Bossier, Caddo, DeSoto, and Red River Parishes, LA. Provide support and servicing for the portfolio of existing production agriculture and real estate customers. Promotes the association through civic involvement within the service area and establishes business relationships with agricultural producers, business leaders, and rural landowners while cultivating these relationships to expand lending opportunities. Travel required.

Makes and services existing loans within delegated authority and in accordance with association policies. Responsible for applying sound credit administration procedures in processing loan applications, analyzing records and determining the eligibility and scope of financing for new loans and ensuring verification of assets and liabilities. Makes and clearly conveys decisions on loan approval, structure and pricing to customers and management. Secures and documents background and credit history on loan applicants. Responsible for credit risk management duties for new and existing loans. Maintains awareness of agricultural trends and business activity, FCA regulations and legal obligations.

Other Duties:

May perform appraisals, inspections and/or collateral evaluations in compliance with district and Association standards and procedures. May assist with or attend public relations functions for the Association.

Southern AgCredit, ACA is an EOE/AA/M/F/D/V Employer