Job description
Live here. Play here. Bank here. Work here.
If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.
Examines, evaluates, and authorizes or recommends approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real estate loans by performing the following duties. The essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and/or staffing changes. At any point other duties may be assigned.
Essential Duties and Responsibilities include the following.
- Analyzes potential loan markets to develop prospects for loans. Includes calling on potential or existing customers to develop new business opportunities.
- Interviews applicants and requests specified information for loan applications.
- Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submits application to Credit Analyst for verification and recommendation.
- Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
- Approves loans within specified limits or refer loans to Senior Loan Officer for approval.
- Ensures loan agreements are complete and accurate according to policy.
- Responsible for the proper handling of OREO, including the maintenance, showing and litigation of such properties.
- Collects commercial overdue accounts.
- Prepares credit memos.
- Represents the Bank at various business, community and social functions.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree (B.A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.
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